雇员退休福利

The Defined Contribution Plan provides a retirement plan to pp电子极速糖果 employees who may not be eligible to enroll into 啤梨 or for employees who wish to make an irrevocable choice to enroll into the DCP. 在注册DCP时, the employee's retirement benefit is based on the total amount of the contributions made to his/her account and the return on investments of those contributions.

Employees enrolled in the TIAA DCP mandatory 401a plan are required to contribute 8 percent of your covered earnings to your DCP account on a tax-deferred basis. Tax-deferred means they are not considered taxable income for federal and state income tax purposes. pp电子极速糖果 currently contributes an amount equal to 12.4% 将你的收入存入你的DCP账户

Employees enrolled in the DCP have the opportunity to invest in funds offered by TIAA.

CMU 401(a)计划文件

TIAA联系方式
1.800.842.2252
www.tiaa.org/mesa

403b计划是一个 自愿的计划，亦由TIAA提供服务. Eligible employees will recieve a match of your contibution at 50%, 不超过雇员供款的2%. 花点时间为你的退休计划、储蓄和投资. The 403b Supplemental 退休 Plan allows you the opportunity to build an investment program and expand the opportunities available to you upon retirement. This plan is a 自愿的计划 because you choose to contribute to your savings for your retirement in addition to the 401a mandatory retirement plan. Contributions made to the supplemental retirement plan are made pre-tax, so contributions are deducted from your salary before taxes are taken out. Another advantage to the supplemental retirement plan is that your contributions, interest and earnings grow tax deferred until you withdraw them, 通常是在退休的时候.

View instructions on starting or changing your 403b contribution. 

TIAA联系方式
1.800.842.2252
www.tiaa.org/mesa

啤梨 (Public Employees 退休 Association) is a defined benefit retirement plan which is available to Professional Personnel of the State of Colorado only if you have had a least one year of 啤梨-eligible employment upon date of hire.

Established in 1931, 啤梨 serves as a substitute for Social Security for many members. Eligible employees of pp电子极速糖果 who are enrolled in 啤梨 are enrolled in the Defined Benefit Plan, which assures employees of a specific monthly payment at their retirement without regard to the return on the plan's investments.

啤梨 is not an option for those employees hired after May 1, 1994, except for an eligible employee who is in an active or inactive member of 啤梨 with at least one year of service credit and who elects within thirty (30) calendar days of appointment to remain in 啤梨.

啤梨 members contribute an approved percentage of their monthly salary to a 啤梨 member contribution account. pp电子极速糖果 contributes an additional approved percentage. 你的啤梨供款是延税的, which means they are not considered taxable income for federal and state income tax purposes.

请查看员工福利指南 以取得最新的供款比率.

啤梨客户服务
1.800.759.7372
www.copera.org

啤梨Plus 457计划和 啤梨Plus 401(k)计划

适用于所有员工. Information and enrollment packets are available in the 人力资源 office or from 啤梨.

Most employees know that it is a good idea to take time to plan, 为经济上安全的未来而储蓄和投资. The Voluntary Supplemental 退休 Plans allow you the opportunity to build an investment program and expand the opportunities available to you upon retirement.

CMU员工可享受的计划包括:

啤梨 401(k)计划:

可供任何啤梨成员使用. Information and enrollment packets are available in the 人力资源 office or from 啤梨.

啤梨 457计划:

This program is administered by 科罗拉多啤梨 and offers pre-tax mutual fund and investments. Information is available in the 人力资源 Office or from 啤梨.

啤梨客户服务
1.800.759.7372
www.copera.org 

CMU不是社会保障雇主. Employees of CMU do not participate in the Social Security program and a pension from this job could affect future Social Security benefits to which you may be entitled. Statement Concerning Your 就业 in a Job Not Covered by Social Security (SSA 1945)

• 2004年社会安全保护法案
• 社会保障横财消除条款
• 政府退休金抵扣

For specific questions regarding your eligibility for social security, 请与当地的社会保障局联系

请查看我们的公告页面 浏览最新的季度退休报告.

TIAA

Please review and complete your TIAA Beneficiary Designation 在这里. 登录您的帐户后，转到 行动中,选择 添加/编辑受益者. From t在这里 you can designate beneficiaries and select how much each should receive. 如需帮助，请拨打1.800.842.2252或浏览 www.tiaa.org.

啤梨

适用于啤梨成员和非啤梨成员, please review and complete your 科罗拉多啤梨 Beneficiary Designation at www.copera.org

忠诚

401(a) 64076号计划

403(b) 73732号计划

员工账户服务1-800-343-0860

www.netbenefits.忠诚.com

美国国际集团退休服务 (原VALIC)

团体名称:梅萨州立学院

组# 10013

员工退休服务1-800-448-2542

www.美国国际集团(aig).com/退休Services 

TIAA资源

• TIAA金融要件网络研讨会 (生活 & 按需)
• TIAA指引你度过动荡的时代  (网页)
• TIAA经纪参考指南 (PDF)